Many people still feel that owning their own home is something to aim for but if you are looking to buy your own home then you may be surprised to hear that your job can have a big impact on your chances of being accepted for a mortgage. This is particularly so if you are self-employed for example as in most cases you will be required to provide three years of accounts showing that you have a good turn over before you will even be considered for a mortgage. If you have not kept accurate accounts then this may prove problematic, and you could find yourself in a situation where few mortgage providers will be willing to offer you the money you need.

Another issue for those hoping to secure a mortgage is if you are on a low or zero hour contract as you may struggle to get the mortgage deal you are looking for. As you have no guarantee of work, mortgage providers tend to refuse to risk lending people in this position the funds they require. So, if you want to get a mortgage what is the best advice concerning employment?

You may have to consider finding alternative employment, ideally a full-time permanent position at least in the short term. You will usually need to provide at least the last three months of payslips and possibly a contract of employment but is you can secure a mortgage then this will be worthwhile.